Consumers

prairie_title_consumers

It’s Your Home, You Decide

You have made the big decision to sell your home. While you focus on fielding offers and planning an exciting new life in a new home, keeping complications to a minimum will be of great value. You can rest assured that your sale will close smoothly and efficiently with no complications by choosing Prairie Title, your trusted local source for title insurance and closing services. Read More Here.

Residential Refinance Pricing

Please visit out “Rates” page to view the current residential refinance transaction fees.  Or, click here for a printable form.

The Closing Process Explained

Your first look at the settlement process may be on the day of closing, but the process itself begins much earlier. Come along for a look behind the scenes at the settlement process in action!

View these helpful videos that explain title insurance and the closing process.

Read More About Title Insurance

Title Insurance Made Simple

Title Insurance and the Closing Process Explained

Have you heard about the federal governments new closing guidelines, called Know Before You Owe? Read about it here.

Questions: We’re ready for them. Click to read our title insurance Q and A.

And when you’re done, you can also visit homeclosing101.org from the American Land Title Association for more information.  For additional guidance on the mortgage lending process, click here to view the Consumer Financial Protection Bureau’s Home Loan Toolkit.

Prairie Title’s Role Explained 

What’s Our Role In Your Home Purchase?

We are your title insurance agent for your real estate purchase. We work to ensure you buy your home with confidence and help protect your property rights.

How Do We Help Protect Your Property Rights? 

Prior to your closing on your home we examine and verify the legal documents for your closing.  It’s a complex process, but it’s important because it ensures the title can be legally transferred to you, the new owner.

Why Is The Process So Complex?

It’s complex because we search public and private records looking for previous liens, tax issues, unpaid child support, ownership disputes, forgery or fraud and other possible issues that could affect the property.

After we’ve search the records and verified the owner’s right to sell the property we will commit to providing you with title insurance, giving you peace of mind as you move into a new phase in your life. Then we’ll close the transaction and you can move into your new home!

Title Insurance Keeps Missouri Family in their Home

Think title insurance companies never pay claims? Think again. Title insurance was the only thing standing between a Missouri family and eviction from their home.  View the story here thanks to KSHB Channel 4 in Kansas City.

Your Home is your Largest Investment: Is It Secure From Fraud?

Title-Chek

Contact us today to find out how we can help ensure your piece of mind… Learn More